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Investing made easy

February 25, 2021

I know 2020 has been a hard year for so many and 2021 hasn’t been kind to us either. The financial systems are all in such a mess so I do understand that people do not want to look at their bank accounts right now. However, my business is in numbers and my passion is in helping people. So, I have a few websites that I’d like to share that will hopefully help you learn more about investing and growing your money.

Official Disclaimer: Please note that this is NOT financial advice and I am not a financial advisor. Please do your own research and take into account your own financial situation before making any investment decisions. There are some referral links below but these are just websites that I have personally tried and tested.

Buying shares easily

After the recent GameStop Reddit drama, it’s clear that anyone can make some money from trading in shares. I have been using EasyEquities as a way to directly invest in local and offshore shares, ETF’s and ETN’s. They have educational resources to help explain what all of that means and how to start investing. You have the option to first trade with a Demo ZAR and USD account before you commit to actually buying any shares. They also have some bundles and basket of shares if you’re unsure about where to start. There is also a referral programme so, if you’d like, you can also sign up here.

My only advice here is to try a small amount and then watch how the markets perform over time. You can decide to either trade or invest in the long term. Trading would involve watching the markets daily and knowing when to buy/sell to make short term profits. In theory, long term investment in the markets will give a better margin than leaving your money in your bank. However, the markets are really volatile at the moment and the South African market has its own issues. It is still a gamble to invest directly if you don’t understand the markets so do spend some time understanding what you’re investing in.

Cryptocurrency

I’m sure that everyone has now heard of bitcoin and the ridiculous increasing price over the last few years. The best time to invest in it was five years ago but you can still try to get in the game. Investing in Bitcoin was surrounded in mystery for some time and many desperate people have been victims of various scams but there are easier ways to accessing this new currency than going through some dodgy middleman. Luno is a great local exchange where you can trade in Bitcoin, Ethereum, Ripple, Bitcoin cash, Litecoin and USD coin. You can also join on this link which has a small referral code.

There are people that actively trade in crypto. As with shares, this involves daily and sometimes hourly monitoring of the very unstable market. There is also the famous HODL approach which means to buy and hold onto the bitcoin until… whenever! It is really easy to EFT money to your Luno wallet and then convert it to the crypto of your choice. If you choose to sell, you can then transfer it back into your local SA bank account or keep it in your Luno wallet. I will also advise that SARS is busy investigating crypto gains and will be looking to collect taxes on this so any gains should be declared on your tax returns.

Impact Farming

Impact farming is still quite new in South Africa. It is basically a way for individuals to invest in local farming and environmental ventures. I managed to invest early with Fedgroup and was able to invest in honey, solar and blueberries. There are some bundles that you can buy but this is more of a long term investment. They do pay out some income during the year but it is great to see the environmental and social impact.

SA Retail Bonds

There are so many ways to invest in local government bonds but why not just invest direct? This is usually a safe bet as governments will always pay out their bonds. I decided to look into it and it was really easy to register on the SA Retail Bonds website and select a long term investment of your choice. The interest rates are a bit low at the moment but it’s still a good way to get a secured long term investment.

I hope that some of this information has helped and that you’ll now have the confidence to grow your money tree. I wish you much abundance.

Much love.

~anib

Food delivery services in Cape Town

February 9, 2021

It’s been a long time since I’ve used this blog but I’m writing to you from Day 320 of the Covid-19 Lockdown… so I thought it was time to revive this old place to share the new things that I like.

It’s been such a weird time and we’ve had to adapt to so many changes this year. There have been so many restrictions placed on restaurants but it’s been good to see the growth in food delivery options. Here are some of my favourites that I’ve been using during lockdown.

Uber Eats

I’ll start with a basic fast food delivery service. This is an app that you need to download and the options available to you are dependant on your location. They charge a delivery and service charge with an addittional optional tip to the driver. This makes it a bit pricey to order something small but they usually have some specials where you can save on these fees. There is also a pick up and go option but I’d rather support the drivers. There are concerns with how UberEats operates but in terms of convenience and ease of use, it is really slick and good for a quick bite.

Freshly Delivered

This is mainly a fruit and vegetable delivery service but they have lots of other great food products. They usually have daily food specials and they can deliver the next day. Delivery is free for orders over R250 which is a great option for families. My personal favourite, however, is the frozen pasteis de nata which is so easy to make and tastes delicious! They are really responsive on email and delivery is a breeze.

Espresso Bakery

What is lockdown life without our daily bread and cake? I’ve bought bread and cake from espresso and it’s all been freshly baked and delicious. They have free delivery for orders over R300 so it isn’t worth it to just buy one small thing but there are lots of options for sweet gifts! I see that they currently have these lovely heart shaped petit fours for valentines day. Mhmmmm 🙂

Atma Foods

Atma is well known on the Cape Town festival scene for their delicious and nutritious vegetarian food. They make the food with love and intention and I am so proud that they managed to pivot their service in this way. The food is delivered frozen so you can buy in bulk and easily warm it up when you need it. The portions may look small but it is packed with so much flavour. My personal favourite is the family size cannelonni and the rotis. You do need to order in advance but it is personally delivered with a great big smile from Rupa.

Checkers Sixty60

This is a supermarket delivery service and it has really revolutionised food delivery in South Africa. You can get food delivered within 60 minutes and the delivery fee is only R35 with an additional optional tip to the driver. It’s great value and it is so efficient. You can select alternatives before the shop and then see the shopper shop in real time and make any changes immediately. It is always quickly delivered and well packed. My only issue is that the card discounts are not added so it is still sometimes better to shop in store but it is great for convenience.

So that’s all the apps and websites that I’ve been using to try and avoid the shopping malls. Let me know if there are any other local suppliers that I should try.

Stay safe and take care, Cape Town.

~anib

Storify: Moving in Cape Town – a #capeadvice story

December 14, 2017

A #capeadvice question around moving companies in cape town

An often asked question from our @capeadvice follower

 

Anyone know a moving company to help me move a small flat in the Southern Suburbs, Cape Town? @capeAdvice #capeadvice

Read more…

Review: Freaky Forest 2016

December 19, 2016

One of the trance adventures I went on this year…. and a pretty memorable one at that.

PSYKED IN THE CITY

By Christina Schild

I usually dislike the practice of narrowing something down to a description of five words, but there is something comforting about the condensation when trying to review the experience of Freaky Forest – hosted with the incredible Our Minds crew. An experience that takes places annually over the last weekend of November in the Tsitsikamma woods, bringing all sorts of folks out of the woodworks for what is easily becoming South Africa’s best trance party – or at least that’s what the talk on the soft, jiving dance floor was.

So here are the five words I would use to describe Freaky, in some sort of an order – scent, dance, clarity, goodness and beauty.  Well, maybe some more order than I think.

Photo by Jess Rose Hendriksz Photo by Jess Rose Hendriksz

This year, it was my sense of smell that was particularly heightened at the party – whether from the…

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On Surviving the Madness of South Africa

June 7, 2016

Ah South Africa… you’re a tough nut but i love you  🙂

 

Yoh, masekinders – even the most patriotic and loved-up among us would have a hard time denying that living in this country can be a bit like living with an abusive parent; you know, those re…

Source: On Surviving the Madness of South Africa

Review: Vortex Parallel Universe 2016

April 13, 2016

Sad I missed this one but I like this part:
“…it is where you viscerally feel and know in the deepest parts of your heart and soul that this is where you’re meant to be, this is what you’re meant to be doing.”

PSYKED IN THE CITY

After a self-imposed trance party hiatus for the past four months, I was really looking forward to Vortex Parallel Universe. Easter Vortex, as it’s affectionately known, has always had a special place in my heart; not only is it hosted at my all-time favourite venue but each year it promises a stellar line-up that can’t be missed.

Die-hard Vortexers may swear by the Circle of Dreams but in my humble opinion, Hillside Farm is an equally magical venue with its enchanted forest-like atmosphere and majestic canopies. This year, the dance-floor was moved ever so slightly – creating more space for stompers to get wild. And I loved how the arrangement of stalls made the party seem like a little gypsy village.

Photo: Aumega Photography Photo: Aumega Photography

After arriving on Sunday morning, we were shocked to see how many people were leaving the party due to hectic weather conditions the night before…

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SONA Drinking Game

February 11, 2016

SONA = State of the Nation Address. It should be an important start to the parliamentary year, with the president adressing the nation and telling us where we’re going in the next year.

But this is South Africa. And it’s Phuza Thursday. So bring on the SONA drinking game.

Apparently this is not new. Gareth Cliff came up with #JZSOTNDrinks in 2011 . But I stumbled onto these images under #SONAdrinkinggame and I liked them. So here they are.

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I really love this crazy country sometimes.

Note: I found these images on twitter and couldn’t find a source. Will happily reference if you know who created them.

Bad corporate newsletters

December 22, 2015

I got this email from Exclusive Books… It’s really atrocious and embarrasing.

2015 has been a tumultuous year in the book trade, both locally and abroad. The most compelling feature of the change that has taken place globally is the decline of Kindle sales and, consequently, the diminution of eBook purchases. Nothing could be more illustrative of this than the announcement by Waterstone in the United Kingdom that they have now delisted the Kindle from their product range. The reversion to books that we see in both the U.K. and the United States has an echo in this country. Children’s book sales are stronger than they have been for some time and we have recognised this by improving our children’s departments in all stores as we refurbish and improve our retail spaces. We have also seen a return to paperback fiction and a general improvement in demand across many categories of our inventory.

However, the elephant in the room for us remains price. The precipitous decline in the Rand has had an adverse impact on book prices and we are in constant discussion with publishers about ways in which price increases can be contained. We are pleased to say that most publishers or representative offices have made a concerted effort to contain prices and, barring their annual increase for the printing and distribution costs, they have all given us the assurance that they will hold prices in 2016: barring, of course, some further calamitous collapse in the Rand exchange rate.

Notwithstanding the impact of prices on the consumer’s ever-stretched wallet, our shops are busier than at any time since we acquired the business from the Times Media Group and We are hopeful that our Christmas books and selection will find a response among our valued customers.

As the year draws to an end we reflect on what has been an incredibly exciting year for Exclusive Books. We opened a new bookstore in Dainfern and revamped our Woodlands, Greenstone and Clearwater stores. In addition, the Cape Town Waterfront store has been partially refurbished but there is more to come next year. Furthermore, Hyde Park has been totally rebuilt and it is surely one of the most beautiful in the world. As one of our flagships, it required something special and what better to compliment it than a restaurant which boasts a team of 20 chefs including Australian master chef Russell Armstrong.

We would like to wish everyone a 2016 free of stress and worry and a peaceful and happy festive season.

Of course we have to add mention of our annual catalogue, grab one in store or look at it online.

There are some competitions wrapping up, and you simply have to do what it takes to be in on the prize offered at Pafuri in Cover to Cover.

Best wishes,
Fanatics

Xmas traffic chuckle

December 21, 2015

Look… no one likes being in Cape Town during Christmas… except the bloody tourists. And most Cape Townians get a little pissed off when they cant go about their business and enjoy the home town during the festive season.

If you’re smart, you already know that you have to avoid Canal Walk and the V&A Waterfront from December 16th to December 24th because of all the road traffic, mall rage and general irritation levels.

So, this little tweet from V& A Waterfront was to be expected, I guess. But the responses to my snarky comments were…. puzzling. Either this was a big sense of humour fail or …. the social media person is probably on leave.

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May you all have a stress-free festive season. Poor guy.

~anib

**edit: ok, turns out the social media guy has a good sense of humour. changed to christmas chuckle 🙂

Carols By Nkandlalight

December 12, 2014

fun times in africa 🙂

Gussilber's Twitter Overflow Blog

nkandla

‘Twas the night before Christmas
And all through Nkandla
The lights were ablaze
To the sound of “Amandla!”

While the rest of the nation
Was shedding its load
The power was strong
In this humble abode

Whose brilliant gleam
Could be viewed from in space
By a man in a sleigh
With a grin on his face

As he drove through the stars
In his dazzling red suit
He said “I’m coming to get you
To pay back the loot”

But the head of the house told him
Don’t be a fool
I spent it on building
This flaming big pool

So come sit beside me
And let’s get all boozy
In the Peace and Goodwill
Of my fire jacuzzi

I’ll raise up my glass
And say, “Ja, Noël Fine”
But I won’t pay the money
And I’ll never resign

But look to the lights
That shine over yonder
And…

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